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Terms of Service

Version 0.1 draft·Effective 2026-05-27

These Terms govern your use of Predikt, a non-custodial software interface to Hyperliquid HIP-4 outcome markets. Predikt is not a regulated investment firm, broker, custodian, or money services business. By accessing or using Predikt, you agree to these Terms.

1. Eligibility

You may use Predikt if you (a) are at least 18 years old; (b) are not a resident or national of a sanctioned jurisdiction (including without limitation Iran, North Korea, Cuba, Syria, Russia, Belarus); (c) are not a resident of the United States, Italy, Netherlands, or Belgium (we apply hard geo-blocks for these jurisdictions — see Geo Restrictions); and (d) are not on any OFAC/EU/UN sanctions list.

2. Nature of the service

Predikt provides a user interface that allows you to view market data and to sign and transmit orders to the Hyperliquid Layer-1 protocol via a builder code. Predikt does not custody funds, does not match orders internally, does not act as counterparty, and does not provide investment advice.

Our role is closer to that of a software vendor than a financial intermediary. Final order matching and settlement happen on Hyperliquid's validator-attested L1; we have no control over those operations.

3. Fees

Predikt earns a builder fee of 0.05%on each trade routed through the platform. This fee is collected by the Hyperliquid protocol and credited to our builder address on-chain. The fee is disclosed before each trade. Total cost to you also includes Hyperliquid's own protocol fees and any gas required for wallet operations.

4. Your obligations

5. Risk acknowledgement

Trading on Hyperliquid HIP-4 involves substantial risk of total loss. Please read our full Risk Disclosure before placing any trade. AI-generated fair-value estimates and any other analytical content displayed on Predikt are informational only and do not constitute investment advice or a recommendation.

6. Intellectual property

The Predikt name, logo, and original content are owned by Predikt OÜ. The platform software is, in part, open-source under a Business Source License. See our repository for the precise license terms.

7. Termination

We may suspend or terminate your access at any time, with or without notice, if we reasonably believe you have violated these Terms, applicable law, or sanctions regimes. Termination does not affect any obligations you owe under these Terms accrued prior to termination.

8. Disclaimer of warranties

Predikt is provided “as is” and “as available” without warranty of any kind. To the maximum extent permitted by applicable law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

9. Limitation of liability

To the maximum extent permitted by law, our total liability to you for any claim arising out of or relating to these Terms or the platform shall not exceed the greater of (a) the builder fees you paid us in the 90 days preceding the claim, or (b) €100.

10. Governing law and disputes

These Terms are governed by Estonian law. Disputes shall be resolved by binding arbitration under the ICC Rules, seat of arbitration Tallinn, in English. Consumers domiciled in the EU retain the protections of mandatory consumer-protection law of their country of habitual residence and may bring suit before their local courts.

11. Changes to these Terms

We may update these Terms. Material changes are notified by banner on the platform 7 days before they take effect. Continued use after the effective date constitutes acceptance.

12. Contact

Predikt OÜ (in incorporation), Tallinn, Estonia. legal@predikt.markets.

Draft note (2026-05-27): This document is a working draft. Final clauses subject to formal legal review by external counsel. Estonian incorporation in progress.